Car insurance to be higher for those with 6 penalty points: Check your penalty points or disqualifications
Tuesday 13 April 2021 9:01 PM UTC
LONDON April 13: Three penalty points on your driving license will have little impact on your insurance premium, but six or more can lead to a heavier financial impact.
Data from ‘Compare the Market’ has shown the average annual cost increasing from £700 to £705 for drivers who go from zero to three points. However, with six or more points these costs can rise £200 to £937, with insurers assessing two or more misdemeanours as riskier than insuring someone with one.
Head of ‘Compare the Market’, Dan Hutson stated that “Motorists may not realise the long-term cost that poor driving can have on car insurance premiums. Our research shows the increase in premiums is often greater than the initial fine for irresponsible driving.
Drivers will also face the more expensive premiums in each of the four years that the penalty points remain on their licence.”